It costs a lot of money to maintain a home, but you might be spending more than is necessary. Your utility bills can be lowered significantly by reducing the amount of energy used in your home, and doing so may be much simpler than you believe. Small adjustments here and there can add up to big savings.

Here are some easy ways you can save energy in your home that are good for the environment, and your wallet.

Replace incandescent lights

Conventional incandescent lightbulbs only convert about 10% of the energy used into light; the rest is lost in heat. Swapping these lights with more innovative LEDs can significantly cut back on energy that’s not being used for lighting purposes. Not only do LEDs use 75% less energy than incandescent bulbs, they also last about 10 times longer.

Skip the dishwasher

The amount of energy dishwashers use to heat the water and dry the dishes is significant. If you can stand it, consider washing the dishes by hand. At the very least, switch off the automatic air-dry after the final rinse and open the door open slightly to help the dishes dry faster.

Turn off electronics when not in use

All of your home’s TVs, computers, and other electronics are wasting energy when they’re left on and not being used. Plug your devices into a smart power strip that uses a lot less energy when they’re in standby mode.

Turn the temperature of your water heater down.

If you’d prefer to keep your current water heater, consider turning its temperature down to about 120°F. In addition, turn it down even lower when you’re away for a few days

Maintain your HVAC system

Your heating and air conditioning systems should be maintained at least once a year to make sure they’re working optimally and not using up more energy than necessary to operate. About 50% of the energy used in a home comes directly from these HVAC systems, so the more efficiently they function, the less energy will be wasted.

Insulate your windows and doors

Windows and doors that allow air leakage account for as much as one-third of energy loss in a home. Seal all these leaks with some caulking, and weatherstrip your windows and doors to prevent even further air loss.

Use less water and heat with your laundry

Little changes that are made when doing the laundry can save a great deal of energy. Don’t do the laundry until you’ve got a full load, and wash each load in cold water to cut back on energy used to heat the water. Once the laundry is done, hang the clothes up to air dry rather than using the dryer.

It’s nearly impossible not to be bombarded with news and information about how much safer and healthier organic food is for our bodies. Although, we also know how much more expensive organic produce can be.

SO WHY NOT GROW IT IN YOUR OWN YARD?

Contrary to what some may believe, growing a home garden doesn’t require extensive farming experience or the latest tools of the trade. It’s actually a lot simpler than that, and can help make your home a more sustainable one for you, your family, and even the environment.

WHAT ARE SOME OF THE ADVANTAGES OF HAVING A GARDEN AT HOME?

First of all, let’s go over the benefits of having a home garden:

Quick access to fruits and veggies – Instead of having to run to the grocery store every time you run out of salad or fresh basil, you can just stroll on over to your backyard to fetch some. Save yourself time and gasoline by foregoing the daily trip to the supermarket and visit your home garden instead.

Gain control over the food you eat – Even when food products are labeled “organic,” not knowing exactly who’s growing the food and how they’re handling it can be bit unsettling. Instead, by growing your own fruits, vegetables, and herbs, you gain control over exactly what chemicals are being used, or avoided altogether. That way, you truly know just what you’re putting in your mouth.

Reduce your carbon footprint on the environment – Having a home garden allows you to make a positive environmental impact. You can start a compost pile where you can recycle certain yard and kitchen waste products to produce a nutrient-rich additive for the soil in your garden. Not only does this create a natural fertilizer for your plants, it also minimizes the waste that you produce. And if you decide to avoid the use of chemicals, you can even reduce pollution and groundwater contamination.

Enjoyment and satisfaction – For many homeowners, watching their gardens go from seeds to fruit- and vegetable-bearing plants can be a real source of accomplishment and enjoyment. Seeing your hard work come to fruition can be really rewarding.

HOW TO GET YOUR OWN HOME GARDEN STARTED – AND FLOURISHING

Follow these tips to ensure you garden grows healthy, abundant plants, and trees to feed your family, and maybe even give you enough leftovers for the neighbors!

Test the soil – One of the first things you should do is make sure that the soil you plan on planting your seeds in is fertile enough to produce healthy plants. It’s pretty easy to do this – all you need is a cheap soil test kit that you can find at your local nursery.

By doing so, you’ll be able to identify whether or not the soil has too high of an alkaline or acid content. Once you’re armed with this info, you can add fertilizer and compost accordingly. While many plants will do well with balanced pH levels, others might prefer soil that’s a little more on the acidic side, and would therefore benefit more from plant-based fertilizers. Other plants do better with manure – it all depends on what you’re planting.

Find out which plants are ideal companions – Not every plant necessarily does well when placed beside specific plants. Find out which types of plants do well when they’re planted side by side. For instance, tomatoes and basil plants do well when planted beside each other; the basil boost the flavor of the tomatoes, and this combination also repels mosquitos. On the flip side, onions and asparagus aren’t the best of companions, and should be planted away from each other.

Make your own compost – Not only is this easy, it’ll also cut down on your household waste. A bunch of things can be added to your compost, such as leaf clippings, food scraps, and other organic items. Keep a compost both indoors and outdoors to make it easy and convenient to continue adding to it.

Add flowers to the vegetable garden – Even though your goal is to grow vegetables and fruit, consider adding some flowers to the garden. Not only will they enhance the beauty of the garden, but they’ll also attract the good bugs that eat plant-destroying aphids, and encourage cross-pollinating.

Add mulch – Adding mulch to the garden will help keep the weeds at bay, help the soil retain moisture, and protect the roots of the plants.

Grow fruit trees that fit your space – Depending on how much space you have to work with, you’ll need to figure out which fruits trees will be suitable in the space you have. A full-sized fruit tree will need an area that’s approximately 25×25 feet big. If you live in an urban area where space is limited, consider dwarf fruit trees; these little trees can thrive in as little as 3×3 feet of space (though they prefer 4×4 feet).

You may also choose to grow semi-dwarf fruit trees against walls to save some space. Dwarf fruit trees bear fruit sooner, so you can start enjoying your peaches or apples with less waiting time. Just be aware that the majority of fruit trees need two of the same type of fruit to cross-pollinate and produce fruit.

Don’t forget to water! – Depending on how much precipitation you get and what you’ve got growing, your garden will need to be watered at least 2 or 3 times per week. Do your homework on the plants you’re growing so you know exactly how much water they require.

As a general rule of thumb, it’s ideal to water either first thing in the morning, or later on in the evening, as watering during the afternoon when it’s particularly sunny and hot can actually burn the plants.

The freshest, safest, tastiest, and most economical fruits and vegetables that you’ll ever eat can easily be grown in your own backyard. Within a few short weeks, you can be bringing your own produce to the dinner table!

There’s a certain appeal of having guaranteed access to a vacation property in a spot that you enjoy visiting frequently on your holidays, which is precisely what timeshares offer. Simply pick up and go without having to jump through hoops to make sure the place is available when you feel like ditching the concrete jungle in favor of something more serene for a little while.

And even when it comes time to sell, there are typically always a pool of buyers who are willing to pay for these conveniences.

But not all resale timeshare sales transactions are good deals. In fact, many of them are downright scams.

While there are plenty of honest sellers who are trying to unload their timeshares to willing buyers, there are also plenty of scammers out there waiting to rip off unsuspecting people.

In fact, this practice is so rampant that the Federal Trade Commission has actually had to step in and cease hundreds of deceitful resale timeshare scams that have been responsible for stealing millions of dollars. When timeshare owners are anxious to get rid of their vacations properties quickly for whatever reason, scammers are lurking in the shadows waiting to pounce.

Before selling or purchasing a timeshare, it’s critical that you do some research first to find out exactly how they work, and how to decipher between what’s a legitimate deal and what isn’t. Scams in the timeshare resale realm are varied and can take on many faces, so it’s important to be wary of them to avoid getting caught in the current.

“I’ve Got Cash Buyers Ready to Purchase”

Lots of timeshare sellers have heard this line. Scammers offer the promise of having a buyer ready to purchase the timeshare, or promise that they can definitely sell it quickly. All sellers need to do, they’re told, is pay an up-front amount to cover expenses like maintenance fees, closing costs, taxes, and so on. Once that money’s been wired over, sellers never hear a peep from the tricksters again – or their money.

Without a paper trail or any contract signed, there’s little recourse for sellers. All they’re left with is a loss of hundreds or even thousands of dollars.

“Been Scammed? We Can Help Recover Your Stolen Money”

Scammers are smart, and they often come up with new and more savvy ways to swindle a buck out of unsuspecting victims. Changing the game up a little helps avoid a trail left behind, so they can continue fattening their bank accounts with little chance of getting caught.

In the case of the first type of scam, many thieves continue on with the act by contacting the victims and promising to help get the stolen funds back. But of course, this service comes with a fee. And once the victim is convinced of the legitimacy of this service, more money is wired to the con artists, after which the initial funds are never recovered.

“We Help Connect Buyers in Mexico With Sellers in the US”

It seems there’s nothing a crook won’t do to get their hands on illegitimate funds. A scam that’s recently become pretty popular involves scammers claiming to be the go-between for buyers in Latin America who want to get a visa by purchasing property in the US. By putting their name on title – so the scam goes – these agents acting on behalf of the buyers claim to help them obtain the green card they’ve been longing for. All that needs to happen to get the ball rolling in this purchase is for the seller to send over a transaction fee.

The story ends like the others . . . with the sellers left with a lot less in their pockets.

Many Scammers Are Engaging in Identity Theft to Appear Legit

While there are a lot of people out there who are easily fooled, fraudsters don’t rely on their naiveté to make sure they get away with their nefarious plans. As such, many of them go so far as to steal the identity of trustworthy and reputable names in order to appear legitimate in the eyes of their prey.

Many timeshare scammers hide behind the names of established companies or even government officials in order to extort money from sellers. They even have fake websites, professional-sounding titles, and phony addresses to keep up the facade. Many are putting themselves out there as real estate licensees and use an actual broker’s name and license number in order to make it appear as if the sales transaction is real.

What Can You Do To Protect Yourself?

It can be pretty scary to think about the lengths that scammers will go to in order to rip off timeshare sellers, especially when identity theft is involved. Being vigilant is inevitably the best thing in order to protect yourself. It’s better to be highly skeptical with a legitimate service than be gullible with a fraudulent one.

First and foremost, be very suspicious of people who ask for money up front. If the deal is authentic, any fees owed will usually be payable after the transaction is done. And once the fees are due, money should NEVER be wired, nor should they be paid in cash. Instead, funds should only be transferred through a legitimate attorney where a valid and easily-tracked paper trail is left. The former two methods will only make it impossible for law enforcement to recover the lost money.

Speaking of attorneys, you should always have one carefully review any documents involved with sales transactions to make sure you don’t sign anything illicit. Everything should be in writing and reviewed in detail before any sales transaction is finalized.

Even if the reseller seems legitimate with a company name or title that sounds genuine, check into them in more detail to find out if they truly are who they say they are. And if the timeshare being sold is in a resort, call and ask if the resort has a resale program of their own, or if they’ve ever dealt with this particular reseller who’s been in touch with you.

By being cautious and aware of the potential scams floating around out there, you can make sure that the people you’re paying for a resale timeshare are the real deal.

Want to boost the overall value of your home? It’s a lot easier than you might imagine. In fact, a few key updates and changes can really hike up your home’s value with minimal work and investment up front. Consider the following tasks to help increase the value of your property and build instant equity.

1. Clean Up the Landscaping

Talk to any real estate agent or home stager and they’ll tell you the same thing: curb appeal speaks volumes. And the first thing home buyers will see when they pull up to your home is its landscaping. A yard full of weeds, overgrown grass, and unkempt bushes aren’t going to cut it in the property value department.

Homeowners tend to focus more on their interiors when trying to make a good impression, whether or not they plan on selling. But what about the exterior? Landscaping is one of the top three investments that boost the highest returns. Even $500 spent in outside yard work can rake in $2,000 in property value when everything is said and done, so it’s worth the upfront cost.

2. Change Your Front Door

After homebuyers have made it past your landscaping, they’ll be greeted by your front door before they step foot across the threshold. But how exactly will they be greeted? Never underestimate the power of a front door when it comes to impressions and property value.

Within the first six seconds of entering a home, people will already have formed an impression. And the front door has a lot to do with it. A door that has peeling paint or rusted hinges can make the overall home look dingy. But the opposite is also true: a new, well-maintained, freshly painted door can make the home seem more inviting, and thereby add a little extra in its value.

3. Create More Space

Back in the day, it was customary to have a bunch of different, smaller rooms. But these days, sophisticated homebuyers – especially within the millennial age group – are looking for more space to use. That doesn’t necessarily mean they need more square footage; instead, what they’re essentially seeking is an open concept and optimal flow and functionality.

If your home is cornered off by a myriad of walls, consider knocking some of them down. Even if they’re load-bearing, you can still remove them and leave a decorative column post to retain support. Right now buyers want a wide open space, and kicking down a couple of walls can be an easy and affordable way to create it, and thereby add more value to your home.

4. Enhance the Lighting

Looking for a cheap and easy way to boost your ROI? Consider updating your home’s lighting, which will noticeably elevate your property’s appeal.

Anything from dimmer switches, to pot lights, to pendant lamps can make a massive difference in the look and feel of a home’s interior. Lighting of various types creates a sense of space and air, and also allows you to create a specific mood.

5. Make Minor Repairs

You’d be surprised at how much of a difference a few minor issues can make in the look and feel of a home. From leaky faucets, to chipped floor tiles, to scuff marks on the walls, these little flaws can make an otherwise nice home look tired. Before you even start thinking about more major upgrades like a kitchen renovation, address the more basic things first.

These little fixes can really go a long way towards property value. Even spending a few hundred bucks fixing small things around the house can increase the value of your property by a few thousand dollars.

6. Upgrade Your Flooring

One of the first things people see when they walk into a home is the flooring. What are they stepping on? Creaking hardwood? Uneven tiles? Dated carpeting? About 94% of professional real estate agents recommend investing a little money on floors when it comes to boosting property value. And you don’t have to blow the budget, either.

Depending on what you install, you can recoup twice as much in value compared to what you spend. If you are planning on installing a completely new floor, consider hardwood. It’s what the majority of homebuyers want, and have even come to expect when they’re on the prowl for a new home.

7. Up the Energy-Efficiency Factor

If the HVAC system in your home is aging terribly, and your utility bills are through the roof, it’s about high time you swap that system for an energy-efficient one. Sure, it might cost you a pretty penny up front, but the amount of money that it can save you in heating and cooling bills will all be worth it.

In fact, you can save as much as 40%. Recent studies have shown that energy savings add 20 times the yearly savings to the overall value of your home. Energy-saving systems and appliances make your home more desirable.

8. Tune Up the Bathroom

Just about every real estate broker says that sprucing up the bathroom is a sure-fire way to add some value to your property. But you need to be careful in how you upgrade it. Spending way too much money on unnecessary finishes and features could land you more in the hole than before you started.

Focus on the kinds of upgrades that the neighborhood calls for. Stick to the upgrades that are economical, easy, and fast. Simple things like adding a glass shower door or replacing an old pedestal sink for a more decorative vanity can go a long way in spiffing up the bathroom, and the overall impression of your home. Do it right, and you can expect a 62% ROI on a bathroom update.

9. Give Your Kitchen a Facelift

In much the same way as a buffed up bathroom can add value to a home, so too can the kitchen. In fact, this central space is probably the most important room in the home, so it only makes sense to give it the attention it deserves. Done properly, you can recoup anywhere from 75% up to as much as 100% on a kitchen remodel.

Just like with a bathroom remodel job, it’s important to keep your expenditures in check when it comes to the kitchen. For example, if the average home value in your neighborhood is $300,000 and you put in $70,000 into your kitchen remodel job, you’re essentially out-pricing your home. If your kitchen doesn’t warrant a total gut job, focus on smaller things that bring the most ROI, such as new countertops, appliances, cabinet doors, light fixtures, and handed and knobs.

10. Paint

Talk about maxing out your return on investment. The number one way to add value to your home with the least amount of money required is though a simple paint job. In fact, you can get back as much as 168% ROI with a simple paint job. Before you even think of listing your home for sale, look around and make a judgment call about whether or not the place could use a fresh coat of paint.

Any peeling, scuff marks or discoloration will warrant a new coat of paint. And if your walls are painted fuchsia pink or lime green, you might want to change it to something more neutral to attract more buyers, and thereby increase the value of your home.

Even if you have no intentions of moving any time in the near future, updating your home in various ways can do wonders to the value of your property. But before you take the hammer to nail, make sure you get some sound advice from a real estate agent or appraiser to find out exactly what features your neighborhood calls for, and the recommended amount that should be spent on each project to maximize the amount you can get back.